Sena Insurance PLC

FIRE INSURANCE

Our fire insurance promises, for a consideration (the premium), to indemnify the insured for direct loss or damage of the insured property by accidental Fire and Its allied perils which are named in the policy.

MAJOR EXCLUSIONS:

  • War and Nuclear Risks
  • Willful Misconduct
  • Consequential Losses
  • Pollution and Contamination (unless directly caused by a fire
  • Losses Due to Terrorism
  • Unoccupied Property
  • Mysterious Disappearance
  • Wear and Tear
  • Damage arising from illegal activities or operation
  • Destruction or Confiscation by order of Public authority