OVERVIEW:

Motor vehicles are valuable investments, but they face risks like natural disasters, fire, theft, and traffic collisions. They also require third-party liability insurance due to potential harm to others. Our motor insurance offers comprehensive coverage for your vehicles, liability protection, and safety for drivers and passengers.

MOTOR INSURANCE FOR PRIVATE VEHICLE (PV)

Private Vehicle refers to cars and car-type vehicles, including passenger cars, goods carriers, and motorized rickshaws. If a vehicle is registered for private use and used for domestic and social purposes, it is classified as a private vehicle.

COVERAGE AND LIMITS 

• Own Damage Coverage: We cover your vehicle against accidents, burglary, theft, fire, explosions, self-ignition, lightning, riots, strikes, malicious acts, terrorism, floods, cyclones, and earthquakes up to the amount you declare as the maximum. 

• Third-Party Liability Coverage: We offer protection against claims from third parties for bodily injury or death with standard limits of BDT 5,000 for injury, BDT 10,000 for severe injury, and BDT 20,000 for death. For property damage, we cover up to BDT 50,000 caused by your vehicle. You can extend these limits by paying an additional premium.