Fire Insurance

FIRE AND ITS ALLIED PERILS INSURANCE

Coverage Highlights & Scope

Our Fire Insurance promises, for a consideration (the premium), to indemnify the insured for direct loss or damage of the insured property caused by accidental Fire and its allied perils which are specifically named in the policy.

  • Buildings (Excluding Plinth, Foundation and Pavements)
  • Plant and Machinery
  • Stocks (Raw materials, Work-in-progress, Finished goods)
  • Furniture, Fixtures and Fittings
  • Other Contents

Must have insurable interest at inception and at time of loss.

Standard & Optional Perils

Standard Covered Perils:

  • Fire
  • Lightning
  • Smoke & Scorching
  • Fire Brigade charges
  • Removal of property
  • Wages for extinguishing fire

Optional Extensions: RSMD · Malicious Damage · Explosion · Storm/Flood · Earthquake · Bursting of Pipes · Electrical Faults · Tsunami etc.

Note: The above information is indicative only. For complete details of coverage, terms, conditions and exclusions, please refer to the Policy Wordings or email to us at info@senainsurance.com.

COVERED PERILS  STANDARD FIRE POLICY